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Salary Calculator

Estimate your monthly in-hand salary from CTC, or convert pay between annual, monthly, weekly, daily and hourly.

Monthly in-hand (est.)

₹93,800

Annual in-hand (est.)

₹11,25,600

Employee PF (12% of basic)₹72,000 / yr
Professional tax₹2,400 / yr
Income tax (new regime, est.)₹0 / yr

Estimate only. Assumes basic = 50% of CTC, FY 2025–26 new tax regime with ₹75,000 standard deduction, and no employer-side deductions like gratuity or variable pay held back. Your actual structure may differ.

About this tool

This tool has two modes. 'CTC → In-Hand' estimates your monthly and annual take-home pay from an annual CTC figure, using the salary structure most Indian companies follow: basic pay is assumed to be 50% of CTC, employee provident fund (PF) is 12% of that basic, and a flat ₹200-a-month professional tax is deducted. Income tax is estimated using the FY 2025–26 new-regime slabs (nil up to ₹4L, then 5/10/15/20/25/30% in ₹4L bands up to ₹24L and above) after subtracting PF and the ₹75,000 standard deduction, with the Section 87A rebate applied so there's effectively no tax if your taxable income works out to ₹12 lakh or below, plus 4% health and education cess on whatever tax remains.

'Pay Period Converter' does something simpler and more exact: enter an amount at any period — annual, monthly, weekly, daily or hourly — and it converts it to all the others, using 52 weeks, 260 working days and 2,080 working hours (40-hour weeks) a year as the conversion basis.

Both are estimates, not payslips. The CTC breakdown assumes a fairly standard structure, but real offer letters vary — some hold back a chunk of CTC as variable pay or bonus that isn't guaranteed every month, some fold employer PF or gratuity into the CTC number without the calculator accounting for it separately, and some allowances are taxed differently. Use it to sanity-check an offer or negotiate from a realistic in-hand number, not as a substitute for your actual payslip or a chartered accountant's advice.

Frequently asked questions

It assumes basic pay is 50% of CTC, employee PF is 12% of that basic, professional tax is a flat ₹200 a month, and income tax follows the FY 2025–26 new regime slabs with the ₹75,000 standard deduction and Section 87A rebate. Your actual offer letter's structure — especially the basic percentage and any variable pay — can differ meaningfully from these defaults.

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